Heldaro — household finance

Heldaro is household finance — tracking net worth, budgeting, and analysing your money. In House it lives in the vault room. It is mounted and available today, and also runs standalone.

TODO (owner copy)

The product pitch, screenshots, and getting-started walkthrough are owner-authored and not yet written. The surface list below is generated from the House catalogue.

What’s included

Free core (no pack required): net worth, AI analysis (within your AI allowance).

Paid features are grouped into packs (granted by Starter/Pro tiers — see Billing):

Pack	Features
Money	transactions, budget
Analytics	saved plans, weight comparison, price history lookup
Foresight	what-if scenarios, insights
Lifecycle	liability

AI

Heldaro uses the House AI egress path for its analysis features. All AI calls go through the House chokepoint, are gated behind the cap:ai:use capability, and count against your AI allowance. See Billing → AI usage.

Regulated-adjacent content

Heldaro touches personal finance. Any guidance-style copy is subject to House’s claim-safety review.

Not financial advice

Heldaro is a tool for tracking and analysing your own finances. Nothing in the product or these docs is financial advice. TODO (owner copy): the full disclosure wording is owner-authored.

Standalone vs house-mode

Heldaro’s standalone build is unchanged by House. Inside House it runs in house-mode with your House account and household. Note that multi-person-per-household support in Heldaro is limited today.